How Car Leasing Works
1. Apply Online
Getting started is quick and easy. Simply complete our straightforward online car leasing application form.
Choose the option that suits you best: personal, joint, or business application.
Please note: Submitting an application does not obligate you to enter into a contract with us—it’s entirely commitment-free.
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2. Supporting Documents
To help our in-house underwriters assess your application, we’ll ask for a few essential documents. These may include:
- Last 3 months’ payslips (or HMRC SA302 if you’re self-employed)
- Last 3 months’ bank statements
- A copy of your full UK driving licence (both parts)
- A recent utility bill
Providing these documents ensures a smooth and efficient assessment process.
Supporting Documents
3. Quick Decision
Once we’ve received your supporting documents, we’ll aim to give you a decision within just 2 working days.
- If we say yes, you’ll receive an agreement in principle and can proceed by paying your agreed first (initial) payment.
- No obligation: Even if we approve your application, you’re under no obligation to commit to a contract with us.
- If we say no, rest assured, there will be no negative impact on your credit score.
Our goal is to make the process as fast and transparent as possible.
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4. Tailor Your Lease Agreement
We offer flexibility so you can customise your lease to fit your needs:
- Choose your vehicle: Pick the car or van that’s right for you.
- Adjust mileage: Select the mileage that suits your driving habits (12,000 miles per year is standard).
- Negotiate your initial payment: Choose an amount that works for your budget.
- Set the lease term: Decide on a lease length that suits you—24, 36, or 48 months.
We’re here to ensure your lease fits perfectly with your lifestyle.
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5. Sign Your Lease Contract
Once everything is agreed, we’ll send your lease contract electronically.
Simply review, sign, and return the contract to proceed.
It’s quick, easy, and paper-free.
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6. Source Your Chosen Vehicle
Choose any make and model of car or van, and we’ll take care of the rest. We’ll purchase the vehicle you’ve selected and lease it to you, ensuring you get exactly what you want.
Our vehicle search tool gives you a clear idea of pricing. If the car or van you’re looking for isn’t listed, don’t hesitate to get in touch—we’ll help you find it.
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7. Choose Your Delivery Option
Once your vehicle is ready, you can choose how you’d like to take delivery:
- Collect it from our office
- Arrange free local delivery
- Arrange nationwide delivery (for an additional fee)
Please note: We’ll need to see proof of your comprehensive vehicle insurance before handing over the keys, either on delivery or at collection.
Delivery Options
8. End of Lease Options
When your lease agreement ends, you have several options:
- Return the vehicle: Simply return the car or van in good condition, following the fair wear and tear guidelines.
- Extend your lease: If you’re happy with your current vehicle, you can extend your lease.
- Upgrade to a new vehicle: Choose a new car or van and start a fresh lease.
We make the end-of-lease process easy, with flexible options to suit your needs.
End of Lease Options