Bad Credit Car Leasing in the UK

How Does Bad Credit Car Leasing Work?

If you’ve struggled with credit issues or been refused elsewhere, leasing a car can seem out of reach. At Compass Vehicle Services, we take a different approach, making it possible for those with poor credit to lease a vehicle without stress.

Your Leasing Journey with Us:

• No Reliance on Credit Scores: Unlike traditional leasing companies, we don’t base decisions solely on credit scores. This means a fairer chance for you to get behind the wheel.
• Choose Your Ideal Car: From practical Vauxhall Corsas to reliable Ford Transits, tell us what you need, and we’ll source it for you.
• Flexible and Personalised Terms: Enjoy low deposits and lease terms tailored to fit your budget and lifestyle.
• Nationwide Delivery: Convenience is key – we deliver anywhere in the UK.
• Easy End-of-Lease Options: Return the vehicle with no extra charges if it meets mileage and wear standards, renew your lease and upgrade, or extend your lease month by month as needed.

Choose Compass Vehicle Services for a straightforward, customer-focused leasing experience that puts your needs first.

Benefits of Using CVS Ltd for Poor Credit Leasing

✅ All Bad Credit Considered: We welcome applications from customers who have or have had CCJs, IVAs, debt management plans, and bankruptcy.

✅ Tailored Leases: All leases are flexible to suit you. Vary the initial payment, mileage limit, and length of lease. You can also negotiate the initial payment amount if needed.

✅ Fixed Monthly Payments: Stay on top of your finances with fixed monthly payments, ensuring consistency and predictability throughout your lease.

✅ Access to Better Cars: Your budget can often get you a better car through leasing than if you were buying it outright.

✅ Nationwide Car Leasing: We can deliver your bad credit lease car anywhere in the UK or you can collect your vehicle from our Head Office.

✅ Any Make of Car or Van: We do not keep many vehicles in stock; instead, we buy the vehicle you want and lease it back to you.

✅ 12,000 Miles Per Annum: We offer high mileage as standard. If you need to adjust your annual mileage, we can tailor your lease agreement accordingly.

✅ Road Tax Included: As the registered keeper, CVS Ltd take responsibility for the road tax of your leased vehicle.

✅ Authorised & Regulated: CVS Ltd are authorised and regulated by the Financial Conduct Authority (FCA).

✅ Decision Not Based on Credit Score: We know our customers have poor credit, so we don’t use credit scores to make a decision.

Can I Lease a Car with Bad Credit?

At Compass Vehicle Services, we specialise in helping customers with a variety of credit history challenges. These can include:

✅ Bankruptcies

✅ County Court Judgements (CCJs)

✅ Defaults

✅ Individual Voluntary Arrangements (IVAs)

✅ Missed payments

Every month, we successfully assist drivers with less-than-perfect credit histories in securing a lease, so you can be confident in your ability to lease a car through us.