Get the Lowest Car Insurance Rates in Group 1

Published 1 March 2023

Are you looking for car insurance group 1 rates that are as low as possible? If so, you’ve come to the right place! In this blog post, we’ll discuss how to get the lowest car insurance group 1 rates available, as well as other tips for finding the best coverage for your vehicle. Read on to learn more about car insurance group 1 and how to get the lowest rates!

What is group 1 car insurance?

Group 1 car insurance is a type of car insurance policy specifically designed for drivers of vehicles in the lowest insurance group. This group is often made up of smaller, low-powered vehicles such as city cars, small family cars and entry-level superminis.

The cars in this group are typically cheap to buy and run and they usually have lower insurance premiums compared to other vehicles.

What cars are in insurance group 1?

The UK insurance group 1 includes some of the most affordable cars on the market. In this category, you’ll find small to mid-sized cars with engines up to 1.4-litres in size, and some hybrid models. Many of these vehicles will also have safety features that help to keep your car insurance premiums low.

Here’s a list of some of the most popular cars in insurance group 1:

• Ford Fiesta
• Volkswagen Polo
• Vauxhall Corsa
• Renault Clio
• Kia Picanto
• Hyundai i10
• Suzuki Celerio
• Fiat 500
• Peugeot 108
• Toyota Aygo
• Nissan Micra
• Honda Jazz
• Mazda 2
• Citroen C1
• SEAT Ibiza
• Skoda Fabia

Remember, when choosing a car for the lowest insurance group, always check the individual model and specifications. The group rating may vary depending on the engine size and other factors.

How to get the lowest car insurance rates in group 1

Getting the lowest car insurance rates for your vehicle in Group 1 can seem like a daunting task. Fortunately, with a bit of research and understanding of the market, you can secure an affordable car insurance policy that meets your needs.

First, it’s important to understand what cars are classified as Group 1. Generally, these vehicles are smaller, older models that have lower value and offer fewer safety features. Some examples include hatchbacks, small saloons, and city cars.

Once you’ve identified a vehicle that falls within Group 1, you can start looking for the best car insurance deal. When researching, be sure to compare quotes from different providers and look out for any discounts or special offers they might be running. It’s also a good idea to review their customer reviews to ensure they provide reliable coverage.

To get the lowest car insurance rates in Group 1, you may need to adjust certain factors of your policy such as the excess or the amount of cover you require. Raising the excess on your policy will help to reduce the overall cost of cover. Similarly, reducing the amount of cover you need may also help to keep premiums low.

It’s also important to consider how you can lower your risk profile as this will affect your car insurance rates. Taking additional driving courses, avoiding motoring convictions, and parking in a secure location can all help to keep premiums low.

Finally, shopping around for the best deal is essential if you want to get the lowest car insurance rates in Group 1. Comparing quotes from multiple providers is the best way to find a policy that is both affordable and suitable for your needs.

What factors affect your car insurance rates?

– The make, model, age and engine size of your car: Older and smaller cars are usually cheaper to insure than newer and larger cars.
– Where you live: Insurance companies often base their premiums on your address so living in a high-risk area can mean higher rates.
– Your driving history: A bad driving record will typically mean a higher insurance rate.
– Your age: Young drivers typically face higher premiums as they’re considered riskier than older drivers.
– Your occupation: Certain occupations are considered higher risk than others and can affect your insurance premium.
– Your annual mileage: The less you drive, the lower your risk and the lower your insurance premium.
– Your insurance claims history: If you’ve had multiple claims in the past, your premium is likely to be higher.